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Showing posts from April, 2023

5 Basic Rules for Financial Freedom

5 Basics for Financial Freedom A Caveat:      I am no financial expert; I do not have a degree in finance, nor do I have a CFA. For legal reasons everything mentioned down below is the ramblings of a guy with a modest investment portfolio, a small list of alternative investments and a modest Roth IRA. If you are in dire financial straits, seek professional help, don't listen to the ramblings of random men on the internet. Money Made Simple     Many real financial experts will tell you that simplicity is key when delving into personal finance. Everything you need to know about money, should be easily summed up onto a notecard. With that in mind, I thought it a prudent action to list out the simple things I have learned in my own journey through personal  finance and explain the rationale behind it. Rule One: The Budget is the Backbone of Personal Finance.     Before stocks, bonds, ETFs, mutual funds, gold, silver, crypto, real estate, and...